Call reports 2018
ARMSTRONG BANK — 2018
What ARMSTRONG BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 963,819,000 | 936,458,000 | 925,991,000 | 983,553,000 |
| Total loans | 695,633,000 | 708,540,000 | 733,152,000 | 725,945,000 |
| Allowance for loan losses | 6,953,000 | 7,398,000 | 7,928,000 | 7,903,000 |
| Securities available for sale | 133,641,000 | 135,422,000 | 118,116,000 | 119,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,548,000 | 809,521,000 | 794,111,000 | 867,914,000 |
| Interest-bearing deposits | 594,779,000 | 562,639,000 | 537,577,000 | 587,241,000 |
| Noninterest-bearing deposits | 245,769,000 | 246,882,000 | 256,534,000 | 280,673,000 |
| Equity capital | 115,782,000 | 119,370,000 | 120,309,000 | 108,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,444,000 | 23,436,000 | 35,647,000 | 47,972,000 |
| Interest expense | 965,000 | 2,060,000 | 3,237,000 | 4,868,000 |
| Net interest income | 10,479,000 | 21,376,000 | 32,410,000 | 43,104,000 |
| Noninterest income | 3,558,000 | 6,951,000 | 10,690,000 | 14,032,000 |
| Noninterest expense | 9,266,000 | 18,273,000 | 27,318,000 | 36,848,000 |
| Provision for loan losses | 786,000 | 1,593,000 | 2,403,000 | 3,219,000 |
| Pretax income | 4,197,000 | 8,673,000 | 13,717,000 | 17,402,000 |
| Income tax | 3,385,000 | 4,308,000 | 5,418,000 | 5,555,000 |
| Net income | 812,000 | 4,365,000 | 8,299,000 | 11,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,165,000 | 104,543,000 | 107,325,000 | 94,840,000 |
| Total capital | 108,146,000 | 111,968,000 | 115,278,000 | 102,762,000 |
| Risk-weighted assets | 695,049,000 | 708,533,000 | 728,416,000 | 720,469,000 |