Call reports 2016
ARMSTRONG BANK — 2016
What ARMSTRONG BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 873,741,000 | 868,258,000 | 887,371,000 | 886,669,000 |
| Total loans | 649,860,000 | 660,794,000 | 676,039,000 | 681,276,000 |
| Allowance for loan losses | 6,424,000 | 6,958,000 | 7,119,000 | 6,450,000 |
| Securities available for sale | 103,204,000 | 119,883,000 | 109,926,000 | 116,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,919,000 | 756,597,000 | 774,117,000 | 772,105,000 |
| Interest-bearing deposits | 555,343,000 | 545,012,000 | 546,230,000 | 559,614,000 |
| Noninterest-bearing deposits | 210,576,000 | 211,585,000 | 227,887,000 | 212,491,000 |
| Equity capital | 104,029,000 | 106,311,000 | 108,057,000 | 109,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,712,000 | 22,446,000 | 33,536,000 | 44,769,000 |
| Interest expense | 615,000 | 1,243,000 | 1,876,000 | 2,522,000 |
| Net interest income | 10,097,000 | 21,203,000 | 31,660,000 | 42,247,000 |
| Noninterest income | 3,427,000 | 6,890,000 | 10,602,000 | 13,966,000 |
| Noninterest expense | 8,218,000 | 16,715,000 | 25,144,000 | 33,797,000 |
| Provision for loan losses | 697,000 | 1,787,000 | 2,520,000 | 3,501,000 |
| Pretax income | 4,629,000 | 9,813,000 | 14,823,000 | 19,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,629,000 | 9,813,000 | 14,823,000 | 19,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,440,000 | 84,987,000 | 87,568,000 | 92,062,000 |
| Total capital | 89,869,000 | 91,950,000 | 94,704,000 | 98,535,000 |
| Risk-weighted assets | 640,594,000 | 657,739,000 | 668,332,000 | 681,140,000 |