Call reports 2015
ARMSTRONG BANK — 2015
What ARMSTRONG BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 689,453,000 | 840,648,000 | 833,405,000 | 840,276,000 |
| Total loans | 462,768,000 | 640,301,000 | 646,596,000 | 646,352,000 |
| Allowance for loan losses | 5,057,000 | 5,621,000 | 5,907,000 | 6,047,000 |
| Securities available for sale | 106,758,000 | 111,616,000 | 106,340,000 | 105,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,730,000 | 740,133,000 | 730,488,000 | 734,502,000 |
| Interest-bearing deposits | 418,776,000 | 540,619,000 | 525,136,000 | 520,190,000 |
| Noninterest-bearing deposits | 169,954,000 | 199,514,000 | 205,352,000 | 214,312,000 |
| Equity capital | 97,368,000 | 96,270,000 | 97,883,000 | 101,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,976,000 | 17,420,000 | 27,845,000 | 38,374,000 |
| Interest expense | 493,000 | 1,049,000 | 1,667,000 | 2,287,000 |
| Net interest income | 7,483,000 | 16,371,000 | 26,178,000 | 36,087,000 |
| Noninterest income | 2,614,000 | 5,740,000 | 9,145,000 | 12,693,000 |
| Noninterest expense | 5,947,000 | 13,157,000 | 21,053,000 | 29,506,000 |
| Provision for loan losses | 522,000 | 1,082,000 | 1,676,000 | 2,310,000 |
| Pretax income | 3,693,000 | 7,977,000 | 12,793,000 | 17,165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,693,000 | 7,977,000 | 12,793,000 | 17,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,312,000 | 76,842,000 | 78,318,000 | 81,606,000 |
| Total capital | 92,381,000 | 82,476,000 | 84,237,000 | 87,665,000 |
| Risk-weighted assets | 479,933,000 | 620,251,000 | 618,736,000 | 632,513,000 |