Call reports 2013
ARMSTRONG BANK — 2013
What ARMSTRONG BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 625,256,000 | 620,110,000 | 626,015,000 | 627,973,000 |
| Total loans | 397,109,000 | 406,604,000 | 422,755,000 | 425,160,000 |
| Allowance for loan losses | 4,919,000 | 5,032,000 | 4,921,000 | 4,173,000 |
| Securities available for sale | 142,601,000 | 141,651,000 | 142,407,000 | 147,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,496,000 | 537,570,000 | 541,157,000 | 534,825,000 |
| Interest-bearing deposits | 398,662,000 | 394,781,000 | 398,890,000 | 390,305,000 |
| Noninterest-bearing deposits | 143,834,000 | 142,789,000 | 142,267,000 | 144,520,000 |
| Equity capital | 79,753,000 | 78,938,000 | 80,881,000 | 83,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,315,000 | 14,886,000 | 22,752,000 | 30,871,000 |
| Interest expense | 656,000 | 1,269,000 | 1,852,000 | 2,403,000 |
| Net interest income | 6,659,000 | 13,617,000 | 20,900,000 | 28,468,000 |
| Noninterest income | 2,569,000 | 5,404,000 | 8,337,000 | 10,626,000 |
| Noninterest expense | 5,836,000 | 11,628,000 | 17,573,000 | 23,656,000 |
| Provision for loan losses | 387,000 | 531,000 | 685,000 | 1,473,000 |
| Pretax income | 3,005,000 | 6,862,000 | 10,985,000 | 13,980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,005,000 | 6,862,000 | 10,985,000 | 13,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,561,000 | 70,528,000 | 74,654,000 | 77,476,000 |
| Total capital | 73,489,000 | 75,570,000 | 79,588,000 | 81,665,000 |
| Risk-weighted assets | 431,505,000 | 439,053,000 | 454,052,000 | 456,399,000 |