Call reports 2012
ARMSTRONG BANK — 2012
What ARMSTRONG BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 623,820,000 | 619,588,000 | 612,259,000 | 615,707,000 |
| Total loans | 374,492,000 | 378,382,000 | 395,391,000 | 404,877,000 |
| Allowance for loan losses | 4,282,000 | 4,469,000 | 4,498,000 | 4,595,000 |
| Securities available for sale | 140,121,000 | 142,931,000 | 148,825,000 | 146,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,155,000 | 533,173,000 | 522,256,000 | 523,277,000 |
| Interest-bearing deposits | 410,907,000 | 403,299,000 | 392,293,000 | 381,510,000 |
| Noninterest-bearing deposits | 129,248,000 | 129,874,000 | 129,963,000 | 141,767,000 |
| Equity capital | 70,739,000 | 73,005,000 | 76,264,000 | 79,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,052,000 | 14,529,000 | 21,920,000 | 29,633,000 |
| Interest expense | 933,000 | 1,803,000 | 2,614,000 | 3,345,000 |
| Net interest income | 6,119,000 | 12,726,000 | 19,306,000 | 26,288,000 |
| Noninterest income | 2,627,000 | 5,446,000 | 8,008,000 | 10,336,000 |
| Noninterest expense | 5,743,000 | 11,542,000 | 17,431,000 | 23,280,000 |
| Provision for loan losses | 327,000 | 677,000 | 1,051,000 | 1,430,000 |
| Pretax income | 2,676,000 | 5,953,000 | 8,832,000 | 11,914,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,676,000 | 5,953,000 | 8,832,000 | 11,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,731,000 | 62,576,000 | 64,691,000 | 67,593,000 |
| Total capital | 66,021,000 | 67,052,000 | 69,197,000 | 72,196,000 |
| Risk-weighted assets | 416,830,000 | 420,521,000 | 435,636,000 | 439,917,000 |