Call reports 2025
MEGA BANK — 2025
What MEGA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 509,877,000 | 508,758,000 | 509,629,000 | 509,981,000 |
| Total loans | 431,648,000 | 412,777,000 | 425,798,000 | 419,545,000 |
| Allowance for loan losses | 5,057,000 | 5,028,000 | 5,626,000 | 5,182,000 |
| Securities available for sale | 8,182,000 | 8,283,000 | 8,325,000 | 8,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,105,000 | 434,578,000 | 419,302,000 | 432,912,000 |
| Interest-bearing deposits | 401,876,000 | 403,792,000 | 388,514,000 | 407,641,000 |
| Noninterest-bearing deposits | 34,229,000 | 30,786,000 | 30,788,000 | 25,271,000 |
| Equity capital | 67,397,000 | 68,746,000 | 69,718,000 | 71,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,872,000 | 17,463,000 | 26,318,000 | 34,755,000 |
| Interest expense | 4,083,000 | 8,004,000 | 11,762,000 | 15,699,000 |
| Net interest income | 4,789,000 | 9,459,000 | 14,556,000 | 19,056,000 |
| Noninterest income | 133,000 | 523,000 | 586,000 | 1,008,000 |
| Noninterest expense | 2,984,000 | 6,077,000 | 9,216,000 | 12,212,000 |
| Provision for loan losses | 262,000 | 296,000 | 894,000 | 465,000 |
| Pretax income | 1,666,000 | 3,359,000 | 4,557,000 | 6,980,000 |
| Income tax | 488,000 | 982,000 | 1,316,000 | 2,026,000 |
| Net income | 1,178,000 | 2,377,000 | 3,241,000 | 4,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,266,000 | 69,514,000 | 70,426,000 | 72,188,000 |
| Total capital | 73,948,000 | 75,038,000 | 76,145,000 | 77,867,000 |
| Risk-weighted assets | 454,323,000 | 441,337,000 | 456,273,000 | 453,539,000 |