Call reports 2024
MEGA BANK — 2024
What MEGA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 537,174,000 | 518,173,000 | 517,535,000 | 524,360,000 |
| Total loans | 377,690,000 | 392,390,000 | 405,593,000 | 416,366,000 |
| Allowance for loan losses | 4,588,000 | 4,588,000 | 4,638,000 | 4,795,000 |
| Securities available for sale | 16,789,000 | 13,881,000 | 13,235,000 | 12,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,392,000 | 441,392,000 | 439,100,000 | 444,736,000 |
| Interest-bearing deposits | 421,341,000 | 406,738,000 | 406,144,000 | 411,920,000 |
| Noninterest-bearing deposits | 39,051,000 | 34,654,000 | 32,956,000 | 32,816,000 |
| Equity capital | 62,120,000 | 63,510,000 | 65,129,000 | 66,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,825,000 | 18,136,000 | 27,295,000 | 36,344,000 |
| Interest expense | 4,276,000 | 9,050,000 | 13,689,000 | 18,241,000 |
| Net interest income | 4,549,000 | 9,086,000 | 13,606,000 | 18,103,000 |
| Noninterest income | 485,000 | 639,000 | 891,000 | 1,189,000 |
| Noninterest expense | 3,103,000 | 6,032,000 | 9,042,000 | 11,568,000 |
| Provision for loan losses | 0 | 0 | 49,000 | 206,000 |
| Pretax income | 1,734,000 | 3,496,000 | 5,309,000 | 7,487,000 |
| Income tax | 512,000 | 1,031,000 | 1,565,000 | 2,205,000 |
| Net income | 1,222,000 | 2,465,000 | 3,744,000 | 5,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,383,000 | 64,685,000 | 66,019,000 | 67,609,000 |
| Total capital | — | 69,857,000 | 71,377,000 | 73,133,000 |
| Risk-weighted assets | — | 413,362,000 | 428,475,000 | 441,799,000 |