Call reports 2023
MEGA BANK — 2023
What MEGA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 468,986,000 | 454,186,000 | 470,779,000 | 492,376,000 |
| Total loans | 346,342,000 | 358,329,000 | 362,706,000 | 374,120,000 |
| Allowance for loan losses | 4,221,000 | 4,221,000 | 4,221,000 | 4,589,000 |
| Securities available for sale | 17,869,000 | 17,585,000 | 17,307,000 | 17,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,974,000 | 380,815,000 | 394,878,000 | 416,244,000 |
| Interest-bearing deposits | 357,982,000 | 342,359,000 | 357,686,000 | 380,300,000 |
| Noninterest-bearing deposits | 39,992,000 | 38,456,000 | 37,192,000 | 35,944,000 |
| Equity capital | 56,558,000 | 58,346,000 | 59,967,000 | 61,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,746,000 | 15,576,000 | 23,665,000 | 32,471,000 |
| Interest expense | 2,602,000 | 5,530,000 | 8,747,000 | 12,540,000 |
| Net interest income | 5,144,000 | 10,046,000 | 14,918,000 | 19,931,000 |
| Noninterest income | 170,000 | 560,000 | 1,095,000 | 1,390,000 |
| Noninterest expense | 3,084,000 | 6,065,000 | 9,017,000 | 11,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 368,000 |
| Pretax income | 2,230,000 | 4,905,000 | 7,338,000 | 9,229,000 |
| Income tax | 652,000 | 1,436,000 | 2,153,000 | 2,709,000 |
| Net income | 1,578,000 | 3,469,000 | 5,185,000 | 6,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,917,000 | 59,863,000 | 61,634,000 | 63,056,000 |