Call reports 2022
MEGA BANK — 2022
What MEGA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 446,609,000 | 415,895,000 | 431,287,000 | 472,893,000 |
| Total loans | 347,191,000 | 337,953,000 | 341,417,000 | 336,943,000 |
| Allowance for loan losses | 5,162,000 | 5,057,000 | 5,057,000 | 5,057,000 |
| Securities available for sale | 18,935,000 | 18,433,000 | 17,577,000 | 17,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,869,000 | 348,639,000 | 362,522,000 | 397,377,000 |
| Interest-bearing deposits | 330,283,000 | 302,082,000 | 316,530,000 | 349,002,000 |
| Noninterest-bearing deposits | 50,586,000 | 46,557,000 | 45,992,000 | 48,375,000 |
| Equity capital | 50,311,000 | 51,449,000 | 52,527,000 | 54,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,144,000 | 8,738,000 | 14,012,000 | 20,883,000 |
| Interest expense | 453,000 | 887,000 | 1,697,000 | 3,309,000 |
| Net interest income | 3,691,000 | 7,851,000 | 12,315,000 | 17,574,000 |
| Noninterest income | 218,000 | 661,000 | 1,016,000 | 1,617,000 |
| Noninterest expense | 2,504,000 | 5,182,000 | 7,713,000 | 10,819,000 |
| Provision for loan losses | 0 | -105,000 | -105,000 | -105,000 |
| Pretax income | 1,405,000 | 3,435,000 | 5,723,000 | 8,477,000 |
| Income tax | 369,000 | 954,000 | 1,606,000 | 2,395,000 |
| Net income | 1,036,000 | 2,481,000 | 4,117,000 | 6,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,043,000 | 52,512,000 | 54,173,000 | 56,218,000 |