Call reports 2021
MEGA BANK — 2021
What MEGA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 417,164,000 | 436,549,000 | 450,314,000 | 456,116,000 |
| Total loans | 350,316,000 | 350,916,000 | 344,561,000 | 331,861,000 |
| Allowance for loan losses | 5,253,000 | 5,270,000 | 5,161,000 | 5,130,000 |
| Securities available for sale | 0 | 0 | 9,879,000 | 9,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,983,000 | 366,995,000 | 379,561,000 | 383,124,000 |
| Interest-bearing deposits | 304,493,000 | 327,281,000 | 335,952,000 | 333,022,000 |
| Noninterest-bearing deposits | 39,490,000 | 39,715,000 | 43,609,000 | 50,102,000 |
| Equity capital | 45,052,000 | 46,869,000 | 48,023,000 | 49,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,490,000 | 7,485,000 | 11,409,000 | 15,516,000 |
| Interest expense | 552,000 | 1,077,000 | 1,596,000 | 2,074,000 |
| Net interest income | 2,938,000 | 6,408,000 | 9,813,000 | 13,442,000 |
| Noninterest income | 349,000 | 1,202,000 | 1,707,000 | 2,892,000 |
| Noninterest expense | 2,335,000 | 4,112,000 | 6,349,000 | 9,407,000 |
| Provision for loan losses | -80,000 | -80,000 | -188,000 | -188,000 |
| Pretax income | 1,032,000 | 3,578,000 | 5,359,000 | 7,125,000 |
| Income tax | 299,000 | 1,113,000 | 1,682,000 | 1,599,000 |
| Net income | 733,000 | 2,465,000 | 3,677,000 | 5,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,052,000 | 46,868,000 | 48,114,000 | 49,978,000 |