Call reports 2020
MEGA BANK — 2020
What MEGA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 381,425,000 | 408,017,000 | 403,634,000 | 414,171,000 |
| Total loans | 312,152,000 | 350,209,000 | 349,098,000 | 343,020,000 |
| Allowance for loan losses | 4,517,000 | 5,402,000 | 5,261,000 | 5,254,000 |
| Securities available for sale | 10,466,000 | 1,503,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,517,000 | 305,240,000 | 306,613,000 | 342,078,000 |
| Interest-bearing deposits | 269,015,000 | 266,271,000 | 268,566,000 | 303,299,000 |
| Noninterest-bearing deposits | 27,502,000 | 38,969,000 | 38,047,000 | 38,779,000 |
| Equity capital | 42,780,000 | 42,987,000 | 43,540,000 | 44,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,421,000 | 11,031,000 | 14,513,000 |
| Interest expense | 1,399,000 | 2,413,000 | 3,262,000 | 3,975,000 |
| Net interest income | 2,356,000 | 5,008,000 | 7,769,000 | 10,538,000 |
| Noninterest income | 92,000 | 565,000 | 958,000 | 1,721,000 |
| Noninterest expense | 2,484,000 | 4,408,000 | 7,112,000 | 9,656,000 |
| Provision for loan losses | 1,500,000 | 2,385,000 | 2,255,000 | 2,255,000 |
| Pretax income | -1,440,000 | -1,093,000 | -483,000 | 505,000 |
| Income tax | -417,000 | -317,000 | -144,000 | 139,000 |
| Net income | -1,023,000 | -776,000 | -339,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,757,000 | 42,984,000 | 43,540,000 | 44,284,000 |
| Total capital | 46,251,000 | — | — | — |
| Risk-weighted assets | 278,113,000 | — | — | — |