Call reports 2018
MEGA BANK — 2018
What MEGA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 356,662,000 | 365,753,000 | 378,023,000 | 368,070,000 |
| Total loans | 275,324,000 | 289,049,000 | 306,927,000 | 294,579,000 |
| Allowance for loan losses | 3,982,000 | 4,132,000 | 3,467,000 | 3,617,000 |
| Securities available for sale | 40,889,000 | 42,968,000 | 41,198,000 | 43,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,905,000 | 293,808,000 | 305,405,000 | 295,783,000 |
| Interest-bearing deposits | 272,272,000 | 258,622,000 | 270,818,000 | 264,112,000 |
| Noninterest-bearing deposits | 30,634,000 | 35,186,000 | 34,587,000 | 31,671,000 |
| Equity capital | 42,677,000 | 43,249,000 | 43,744,000 | 41,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,806,000 | 7,922,000 | 12,135,000 | 16,356,000 |
| Interest expense | 827,000 | 1,858,000 | 3,023,000 | 4,351,000 |
| Net interest income | 2,979,000 | 6,064,000 | 9,112,000 | 12,005,000 |
| Noninterest income | 68,000 | 144,000 | 212,000 | 377,000 |
| Noninterest expense | 1,939,000 | 3,842,000 | 5,847,000 | 8,006,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 958,000 | 2,066,000 | 3,025,000 | 3,824,000 |
| Income tax | 267,000 | 582,000 | 859,000 | 1,051,000 |
| Net income | 691,000 | 1,484,000 | 2,166,000 | 2,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,348,000 | 44,141,000 | 44,823,000 | 41,603,000 |
| Total capital | 46,637,000 | 47,377,000 | 48,201,000 | 44,824,000 |
| Risk-weighted assets | 262,157,000 | 257,723,000 | 269,933,000 | 257,029,000 |