Call reports 2016
MEGA BANK — 2016
What MEGA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 289,872,000 | 314,454,000 | 325,781,000 | 329,920,000 |
| Total loans | 210,059,000 | 235,180,000 | 236,324,000 | 253,254,000 |
| Allowance for loan losses | 3,963,000 | 4,079,000 | 3,756,000 | 3,756,000 |
| Securities available for sale | 26,353,000 | 19,832,000 | 21,641,000 | 21,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,622,000 | 275,128,000 | 283,030,000 | 289,477,000 |
| Interest-bearing deposits | 231,583,000 | 256,548,000 | 262,567,000 | 261,255,000 |
| Noninterest-bearing deposits | 19,039,000 | 18,580,000 | 20,463,000 | 28,222,000 |
| Equity capital | 38,251,000 | 38,566,000 | 38,796,000 | 39,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,685,000 | 5,504,000 | 8,354,000 | 11,671,000 |
| Interest expense | 520,000 | 1,100,000 | 1,750,000 | 2,416,000 |
| Net interest income | 2,165,000 | 4,404,000 | 6,604,000 | 9,255,000 |
| Noninterest income | 40,000 | 92,000 | 131,000 | 316,000 |
| Noninterest expense | 1,769,000 | 3,507,000 | 5,184,000 | 6,897,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 636,000 | 1,189,000 | 1,751,000 | 3,002,000 |
| Income tax | 262,000 | 476,000 | 713,000 | 1,181,000 |
| Net income | 374,000 | 713,000 | 1,038,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,183,000 | 38,522,000 | 38,847,000 | 39,631,000 |
| Total capital | 40,832,000 | 41,386,000 | 41,751,000 | 42,593,000 |
| Risk-weighted assets | 210,346,000 | 227,724,000 | 231,310,000 | 235,987,000 |