Call reports 2015
MEGA BANK — 2015
What MEGA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 272,580,000 | 302,340,000 | 307,444,000 | 294,402,000 |
| Total loans | 207,512,000 | 207,974,000 | 200,645,000 | 210,779,000 |
| Allowance for loan losses | 3,593,000 | 4,224,000 | 4,239,000 | 4,255,000 |
| Securities available for sale | 33,065,000 | 31,830,000 | 29,789,000 | 31,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,365,000 | 258,784,000 | 264,063,000 | 255,939,000 |
| Interest-bearing deposits | 207,097,000 | 240,329,000 | 244,443,000 | 235,461,000 |
| Noninterest-bearing deposits | 18,268,000 | 18,454,000 | 19,621,000 | 20,478,000 |
| Equity capital | 36,424,000 | 36,971,000 | 37,501,000 | 37,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,673,000 | 8,632,000 | 11,396,000 |
| Interest expense | 455,000 | 941,000 | 1,465,000 | 2,009,000 |
| Net interest income | 2,264,000 | 4,732,000 | 7,167,000 | 9,387,000 |
| Noninterest income | 34,000 | 70,000 | 99,000 | 135,000 |
| Noninterest expense | 1,724,000 | 3,490,000 | 5,232,000 | 6,923,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -350,000 |
| Pretax income | 602,000 | 1,590,000 | 2,312,000 | 3,033,000 |
| Income tax | 243,000 | 646,000 | 939,000 | 1,231,000 |
| Net income | 359,000 | 944,000 | 1,373,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,329,000 | 36,921,000 | 37,363,000 | 37,806,000 |
| Total capital | 38,829,000 | 39,452,000 | 39,879,000 | 40,410,000 |
| Risk-weighted assets | 198,778,000 | 200,561,000 | 199,352,000 | 206,483,000 |