Call reports 2012
MEGA BANK — 2012
What MEGA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,677,000 | 229,279,000 | 255,229,000 | 269,634,000 |
| Total loans | 164,946,000 | 175,121,000 | 190,161,000 | 192,226,000 |
| Allowance for loan losses | 3,070,000 | 3,096,000 | 3,447,000 | 3,188,000 |
| Securities available for sale | 28,399,000 | 24,084,000 | 29,589,000 | 23,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,816,000 | 196,090,000 | 219,654,000 | 235,440,000 |
| Interest-bearing deposits | 172,592,000 | 185,896,000 | 203,541,000 | 219,213,000 |
| Noninterest-bearing deposits | 10,224,000 | 10,194,000 | 16,113,000 | 16,226,000 |
| Equity capital | 32,437,000 | 32,789,000 | 33,057,000 | 33,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,838,000 | 7,408,000 | 10,205,000 |
| Interest expense | 454,000 | 891,000 | 1,380,000 | 1,905,000 |
| Net interest income | 1,915,000 | 3,947,000 | 6,028,000 | 8,300,000 |
| Noninterest income | 24,000 | 45,000 | 11,000 | 31,000 |
| Noninterest expense | 1,390,000 | 2,882,000 | 4,378,000 | 6,042,000 |
| Provision for loan losses | 200,000 | 400,000 | 750,000 | 1,060,000 |
| Pretax income | 415,000 | 870,000 | 1,139,000 | 1,630,000 |
| Income tax | 173,000 | 398,000 | 571,000 | 620,000 |
| Net income | 242,000 | 472,000 | 568,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,185,000 | 32,449,000 | 32,580,000 | 33,177,000 |
| Total capital | 34,296,000 | 34,639,000 | 34,873,000 | 35,444,000 |
| Risk-weighted assets | 167,623,000 | 174,136,000 | 182,183,000 | 180,522,000 |