Call reports 2024
ESSA BANK & TRUST — 2024
What ESSA BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,183,164,000 | 2,226,796,000 | 2,181,850,000 | 2,192,815,000 |
| Total loans | 1,724,387,000 | 1,724,009,000 | 1,759,591,000 | 1,771,312,000 |
| Allowance for loan losses | 15,416,000 | 15,298,000 | 15,306,000 | 15,082,000 |
| Securities available for sale | 215,320,000 | 215,200,000 | 215,869,000 | 211,757,000 |
| Securities held to maturity | 49,923,000 | 48,633,000 | 47,377,000 | 46,165,000 |
| Trading assets | 7,758,000 | 7,665,000 | 5,966,000 | 6,747,000 |
| Total deposits | 1,459,214,000 | 1,569,559,000 | 1,636,102,000 | 1,710,448,000 |
| Interest-bearing deposits | 1,202,961,000 | 1,316,574,000 | 1,380,144,000 | 1,462,177,000 |
| Noninterest-bearing deposits | 256,253,000 | 252,985,000 | 255,958,000 | 248,271,000 |
| Equity capital | 213,802,000 | 216,925,000 | 223,169,000 | 228,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,585,000 | 51,201,000 | 77,229,000 | 103,588,000 |
| Interest expense | 10,950,000 | 22,599,000 | 34,411,000 | 46,846,000 |
| Net interest income | 14,635,000 | 28,602,000 | 42,818,000 | 56,742,000 |
| Noninterest income | 1,964,000 | 4,044,000 | 6,115,000 | 8,128,000 |
| Noninterest expense | 11,548,000 | 23,241,000 | 34,632,000 | 46,477,000 |
| Provision for loan losses | -11,000 | -268,000 | -260,000 | -521,000 |
| Pretax income | 5,547,000 | 10,247,000 | 15,273,000 | 19,985,000 |
| Income tax | 1,058,000 | 1,942,000 | 2,873,000 | 3,758,000 |
| Net income | 4,489,000 | 8,305,000 | 12,400,000 | 16,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,839,000 | 211,749,000 | 215,933,000 | 220,053,000 |
| Total capital | 224,849,000 | 228,552,000 | 232,615,000 | 236,165,000 |
| Risk-weighted assets | 1,620,091,000 | 1,634,121,000 | 1,636,038,000 | 1,626,272,000 |
Machine access — free, no API key
Every figure shown here about ESSA BANK & TRUST — 2024 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.