Call reports 2022
ESSA BANK & TRUST — 2022
What ESSA BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,863,053,000 | 1,835,851,000 | 1,854,944,000 | 1,921,729,000 |
| Total loans | 1,358,526,000 | 1,398,498,000 | 1,454,311,000 | 1,523,141,000 |
| Allowance for loan losses | 18,208,000 | 18,334,000 | 18,528,000 | 18,741,000 |
| Securities available for sale | 163,367,000 | 200,882,000 | 208,647,000 | 205,188,000 |
| Securities held to maturity | 60,374,000 | 58,792,000 | 57,285,000 | 56,025,000 |
| Trading assets | 4,406,000 | 6,478,000 | 9,232,000 | 8,502,000 |
| Total deposits | 1,633,521,000 | 1,385,921,000 | 1,392,035,000 | 1,382,561,000 |
| Interest-bearing deposits | 1,340,070,000 | 1,096,701,000 | 1,123,536,000 | 1,109,260,000 |
| Noninterest-bearing deposits | 293,451,000 | 289,220,000 | 268,499,000 | 273,301,000 |
| Equity capital | 209,886,000 | 202,000,000 | 203,998,000 | 209,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,963,000 | 30,500,000 | 48,486,000 | 67,079,000 |
| Interest expense | 763,000 | 1,373,000 | 2,404,000 | 5,433,000 |
| Net interest income | 14,200,000 | 29,127,000 | 46,082,000 | 61,646,000 |
| Noninterest income | 1,989,000 | 4,145,000 | 6,251,000 | 8,142,000 |
| Noninterest expense | 10,293,000 | 21,009,000 | 32,793,000 | 44,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 5,896,000 | 12,263,000 | 19,540,000 | 25,612,000 |
| Income tax | 1,182,000 | 2,513,000 | 4,010,000 | 5,152,000 |
| Net income | 4,714,000 | 9,750,000 | 15,530,000 | 20,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,726,000 | 186,893,000 | 192,810,000 | 198,082,000 |
| Total capital | 209,785,000 | 205,279,000 | 211,390,000 | 216,875,000 |
| Risk-weighted assets | 1,444,525,000 | 1,493,126,000 | 1,585,536,000 | 1,605,231,000 |