Call report 2015Q4
ESSA BANK & TRUST — 2015Q4
The 22 measures ESSA BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,758,235,000 | USD | evidence → |
| Total loans | 1,237,265,000 | USD | evidence → |
| Allowance for loan losses | 9,257,000 | USD | evidence → |
| Securities available for sale | 393,546,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,247,231,000 | USD | evidence → |
| Interest-bearing deposits | 1,094,193,000 | USD | evidence → |
| Noninterest-bearing deposits | 153,038,000 | USD | evidence → |
| Equity capital | 164,522,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,546,000 | USD | evidence → |
| Interest expense | 10,820,000 | USD | evidence → |
| Net interest income | 43,726,000 | USD | evidence → |
| Noninterest income | 6,981,000 | USD | evidence → |
| Noninterest expense | 36,757,000 | USD | evidence → |
| Provision for loan losses | 2,225,000 | USD | evidence → |
| Pretax income | 12,513,000 | USD | evidence → |
| Income tax | 2,776,000 | USD | evidence → |
| Net income | 9,737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 154,023,000 | USD | evidence → |
| Total capital | 163,332,000 | USD | evidence → |
| Risk-weighted assets | 1,171,068,000 | USD | evidence → |