Call reports 2025
CHESTERFIELD STATE BANK — 2025
What CHESTERFIELD STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,096,000 | 22,754,000 | 21,727,000 | 21,365,000 |
| Total loans | 16,358,000 | 15,904,000 | 15,694,000 | 14,956,000 |
| Allowance for loan losses | 203,000 | 203,000 | 179,000 | 214,000 |
| Securities available for sale | 652,000 | 641,000 | 638,000 | 627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,091,000 | 20,687,000 | 19,591,000 | 19,800,000 |
| Interest-bearing deposits | 15,004,000 | 14,911,000 | 14,165,000 | 13,953,000 |
| Noninterest-bearing deposits | 6,087,000 | 5,776,000 | 5,426,000 | 5,847,000 |
| Equity capital | 1,968,000 | 2,013,000 | 2,068,000 | 1,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 577,000 | 866,000 | 1,083,000 |
| Interest expense | 116,000 | 214,000 | 308,000 | 393,000 |
| Net interest income | 177,000 | 363,000 | 558,000 | 690,000 |
| Noninterest income | 7,000 | 25,000 | 35,000 | 46,000 |
| Noninterest expense | 169,000 | 329,000 | 500,000 | 687,000 |
| Provision for loan losses | 0 | 0 | 0 | 474,000 |
| Pretax income | 15,000 | 59,000 | 93,000 | -425,000 |
| Income tax | 1,000 | 0 | 0 | 9,000 |
| Net income | 14,000 | 59,000 | 93,000 | -434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,044,000 | 2,089,000 | 2,130,000 | 1,550,000 |
| Total capital | 2,244,000 | 2,292,000 | 2,309,000 | 1,737,000 |
| Risk-weighted assets | 16,024,000 | 16,369,000 | 15,241,000 | 14,910,000 |