Call reports 2024
CHESTERFIELD STATE BANK — 2024
What CHESTERFIELD STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 23,686,000 | 23,826,000 | 23,808,000 | 23,526,000 |
| Total loans | 18,239,000 | 17,968,000 | 17,710,000 | 17,159,000 |
| Allowance for loan losses | 177,000 | 187,000 | 186,000 | 204,000 |
| Securities available for sale | 724,000 | 696,000 | 702,000 | 659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,663,000 | 21,795,000 | 21,726,000 | 21,505,000 |
| Interest-bearing deposits | 16,395,000 | 16,729,000 | 17,002,000 | 16,534,000 |
| Noninterest-bearing deposits | 5,268,000 | 5,066,000 | 4,724,000 | 4,971,000 |
| Equity capital | 1,974,000 | 1,972,000 | 2,022,000 | 1,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 557,000 | 880,000 | 1,192,000 |
| Interest expense | 96,000 | 214,000 | 338,000 | 468,000 |
| Net interest income | 183,000 | 343,000 | 542,000 | 724,000 |
| Noninterest income | 8,000 | 17,000 | 24,000 | 34,000 |
| Noninterest expense | 184,000 | 347,000 | 522,000 | 675,000 |
| Provision for loan losses | 0 | 0 | 0 | 101,000 |
| Pretax income | 7,000 | 13,000 | 44,000 | -18,000 |
| Income tax | 1,000 | 5,000 | 8,000 | 12,000 |
| Net income | 6,000 | 8,000 | 36,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,068,000 | 2,069,000 | 2,095,000 | 2,029,000 |
| Total capital | — | — | — | 2,227,000 |
| Risk-weighted assets | — | — | — | 15,843,000 |