Call reports 2023
CHESTERFIELD STATE BANK — 2023
What CHESTERFIELD STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 22,009,000 | 22,522,000 | 22,894,000 | 22,766,000 |
| Total loans | 18,216,000 | 18,439,000 | 18,686,000 | 19,016,000 |
| Allowance for loan losses | 155,000 | 155,000 | 140,000 | 178,000 |
| Securities available for sale | 813,000 | 780,000 | 723,000 | 752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,884,000 | 20,464,000 | 20,831,000 | 20,752,000 |
| Interest-bearing deposits | 13,381,000 | 14,051,000 | 14,580,000 | 14,522,000 |
| Noninterest-bearing deposits | 6,503,000 | 6,413,000 | 6,251,000 | 6,230,000 |
| Equity capital | 2,108,000 | 2,036,000 | 2,030,000 | 1,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 452,000 | 709,000 | 950,000 |
| Interest expense | 25,000 | 74,000 | 138,000 | 220,000 |
| Net interest income | 195,000 | 378,000 | 571,000 | 730,000 |
| Noninterest income | 14,000 | 30,000 | 47,000 | 38,000 |
| Noninterest expense | 148,000 | 294,000 | 440,000 | 640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 114,000 | 178,000 | 128,000 |
| Income tax | 3,000 | 7,000 | 14,000 | 18,000 |
| Net income | 58,000 | 107,000 | 164,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,200,000 | 2,136,000 | 2,164,000 | 2,061,000 |
| Total capital | 2,355,000 | 2,291,000 | — | — |
| Risk-weighted assets | 17,718,000 | 17,698,000 | — | — |