Call reports 2022
CHESTERFIELD STATE BANK — 2022
What CHESTERFIELD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 23,600,000 | 22,571,000 | 22,903,000 | 22,194,000 |
| Total loans | 14,867,000 | 15,854,000 | 17,306,000 | 18,159,000 |
| Allowance for loan losses | 155,000 | 155,000 | 156,000 | 155,000 |
| Securities available for sale | 961,000 | 983,000 | 958,000 | 827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,612,000 | 20,505,000 | 20,792,000 | 19,384,000 |
| Interest-bearing deposits | 13,068,000 | 13,951,000 | 13,532,000 | 12,665,000 |
| Noninterest-bearing deposits | 8,544,000 | 6,554,000 | 7,260,000 | 6,719,000 |
| Equity capital | 1,985,000 | 2,062,000 | 2,105,000 | 2,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 368,000 | 578,000 | 791,000 |
| Interest expense | 13,000 | 26,000 | 38,000 | 52,000 |
| Net interest income | 165,000 | 342,000 | 540,000 | 739,000 |
| Noninterest income | 15,000 | 34,000 | 55,000 | 66,000 |
| Noninterest expense | 160,000 | 306,000 | 459,000 | 591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 68,000 | 136,000 | 182,000 |
| Income tax | 0 | 8,000 | 13,000 | 13,000 |
| Net income | 18,000 | 60,000 | 123,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,035,000 | 2,002,000 | 2,242,000 | 2,257,000 |
| Total capital | 2,190,000 | 2,157,000 | 2,398,000 | 2,412,000 |
| Risk-weighted assets | 15,536,000 | 15,820,000 | 16,739,000 | 17,718,000 |