Call reports 2021
CHESTERFIELD STATE BANK — 2021
What CHESTERFIELD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 21,205,000 | 21,253,000 | 21,825,000 | 23,909,000 |
| Total loans | 12,981,000 | 14,645,000 | 15,075,000 | 15,634,000 |
| Allowance for loan losses | 125,000 | 124,000 | 118,000 | 155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,150,000 | 19,123,000 | 19,679,000 | 21,886,000 |
| Interest-bearing deposits | 12,981,000 | 13,174,000 | 13,476,000 | 13,793,000 |
| Noninterest-bearing deposits | 6,169,000 | 5,949,000 | 6,203,000 | 8,093,000 |
| Equity capital | 2,048,000 | 2,124,000 | 2,140,000 | 2,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 329,000 | 500,000 | 677,000 |
| Interest expense | 19,000 | 38,000 | 55,000 | 70,000 |
| Net interest income | 138,000 | 291,000 | 445,000 | 607,000 |
| Noninterest income | 125,000 | 204,000 | 219,000 | 232,000 |
| Noninterest expense | 135,000 | 273,000 | 405,000 | 544,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 128,000 | 222,000 | 259,000 | 256,000 |
| Income tax | 1,000 | 0 | 1,000 | 1,000 |
| Net income | 127,000 | 222,000 | 258,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,048,000 | 2,124,000 | 2,140,000 | 2,017,000 |
| Total capital | 2,173,000 | 2,248,000 | 2,258,000 | 2,172,000 |
| Risk-weighted assets | 11,272,000 | 13,294,000 | 14,461,000 | 15,425,000 |