Call reports 2020
CHESTERFIELD STATE BANK — 2020
What CHESTERFIELD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 17,191,000 | 17,795,000 | 18,002,000 | 19,059,000 |
| Total loans | 11,747,000 | 12,163,000 | 11,805,000 | 11,685,000 |
| Allowance for loan losses | 129,000 | 131,000 | 136,000 | 137,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,258,000 | 15,838,000 | 16,035,000 | 17,130,000 |
| Interest-bearing deposits | 11,522,000 | 11,566,000 | 11,715,000 | 12,130,000 |
| Noninterest-bearing deposits | 3,736,000 | 4,272,000 | 4,320,000 | 5,000,000 |
| Equity capital | 1,922,000 | 1,948,000 | 1,958,000 | 1,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 346,000 | 510,000 | 675,000 |
| Interest expense | 26,000 | 48,000 | 68,000 | 87,000 |
| Net interest income | 153,000 | 298,000 | 442,000 | 588,000 |
| Noninterest income | 12,000 | 21,000 | 36,000 | 48,000 |
| Noninterest expense | 147,000 | 261,000 | 394,000 | 524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 58,000 | 84,000 | 112,000 |
| Income tax | 1,000 | 0 | 1,000 | 1,000 |
| Net income | 17,000 | 58,000 | 83,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,922,000 | 1,948,000 | 1,958,000 | 1,921,000 |
| Total capital | 2,040,000 | 2,075,000 | 2,081,000 | 2,050,000 |
| Risk-weighted assets | 9,504,000 | 10,174,000 | 9,897,000 | 10,377,000 |