Call reports 2019
CHESTERFIELD STATE BANK — 2019
What CHESTERFIELD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 17,689,000 | 17,183,000 | 17,151,000 | 17,535,000 |
| Total loans | 12,019,000 | 12,550,000 | 12,795,000 | 12,587,000 |
| Allowance for loan losses | 123,000 | 135,000 | 123,000 | 128,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,778,000 | 14,835,000 | 14,725,000 | 15,619,000 |
| Interest-bearing deposits | 11,931,000 | 11,609,000 | 11,139,000 | 11,429,000 |
| Noninterest-bearing deposits | 3,847,000 | 3,226,000 | 3,586,000 | 4,190,000 |
| Equity capital | 1,899,000 | 1,915,000 | 1,920,000 | 1,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 353,000 | 530,000 | 710,000 |
| Interest expense | 26,000 | 53,000 | 82,000 | 109,000 |
| Net interest income | 151,000 | 300,000 | 448,000 | 601,000 |
| Noninterest income | 12,000 | 26,000 | 44,000 | 56,000 |
| Noninterest expense | 156,000 | 288,000 | 432,000 | 577,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 7,000 | 38,000 | 58,000 | 73,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 38,000 | 58,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,899,000 | 1,915,000 | 1,920,000 | 1,905,000 |
| Total capital | 2,017,000 | 2,040,000 | 2,043,000 | 2,029,000 |
| Risk-weighted assets | 9,475,000 | 10,023,000 | 10,168,000 | 9,947,000 |