Call reports 2018
CHESTERFIELD STATE BANK — 2018
What CHESTERFIELD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 18,405,000 | 17,740,000 | 17,607,000 | 18,302,000 |
| Total loans | 13,011,000 | 12,686,000 | 12,374,000 | 12,403,000 |
| Allowance for loan losses | 145,000 | 166,000 | 155,000 | 121,000 |
| Securities available for sale | 249,000 | 249,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,440,000 | 15,783,000 | 15,483,000 | 16,398,000 |
| Interest-bearing deposits | 12,909,000 | 12,458,000 | 12,006,000 | 12,135,000 |
| Noninterest-bearing deposits | 3,531,000 | 3,325,000 | 3,477,000 | 4,263,000 |
| Equity capital | 1,952,000 | 1,946,000 | 1,925,000 | 1,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 360,000 | 537,000 | 716,000 |
| Interest expense | 24,000 | 47,000 | 70,000 | 95,000 |
| Net interest income | 160,000 | 313,000 | 467,000 | 621,000 |
| Noninterest income | -21,000 | -1,000 | 19,000 | 41,000 |
| Noninterest expense | 138,000 | 272,000 | 422,000 | 583,000 |
| Provision for loan losses | 0 | 20,000 | 40,000 | 40,000 |
| Pretax income | 1,000 | 20,000 | 24,000 | 39,000 |
| Income tax | 0 | 0 | 0 | -1,000 |
| Net income | 1,000 | 20,000 | 24,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,953,000 | 1,947,000 | 1,925,000 | 1,892,000 |
| Total capital | 2,082,000 | 2,076,000 | 2,048,000 | 2,013,000 |
| Risk-weighted assets | 10,351,000 | 10,324,000 | 9,872,000 | 9,828,000 |