Call reports 2017
CHESTERFIELD STATE BANK — 2017
What CHESTERFIELD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 19,469,000 | 19,645,000 | 19,653,000 | 20,283,000 |
| Total loans | 14,927,000 | 13,409,000 | 13,298,000 | 13,309,000 |
| Allowance for loan losses | 240,000 | 152,000 | 161,000 | 147,000 |
| Securities available for sale | 250,000 | 249,000 | 249,000 | 249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,460,000 | 17,628,000 | 17,620,000 | 18,317,000 |
| Interest-bearing deposits | 13,805,000 | 14,445,000 | 14,310,000 | 14,152,000 |
| Noninterest-bearing deposits | 3,655,000 | 3,183,000 | 3,310,000 | 4,165,000 |
| Equity capital | 1,994,000 | 2,000,000 | 2,015,000 | 1,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 390,000 | 582,000 | 768,000 |
| Interest expense | 24,000 | 50,000 | 78,000 | 105,000 |
| Net interest income | 172,000 | 340,000 | 504,000 | 663,000 |
| Noninterest income | 22,000 | 45,000 | 66,000 | 87,000 |
| Noninterest expense | 133,000 | 289,000 | 428,000 | 580,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 0 |
| Pretax income | 46,000 | 81,000 | 127,000 | 170,000 |
| Income tax | 2,000 | 1,000 | 2,000 | -1,000 |
| Net income | 44,000 | 80,000 | 125,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,994,000 | 2,001,000 | 2,016,000 | 1,952,000 |
| Total capital | 2,155,000 | 2,147,000 | 2,162,000 | 2,086,000 |
| Risk-weighted assets | 12,832,000 | 11,699,000 | 11,735,000 | 10,735,000 |