Call reports 2015
CHESTERFIELD STATE BANK — 2015
What CHESTERFIELD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,681,000 | 23,721,000 | 22,958,000 | 22,556,000 |
| Total loans | 18,291,000 | 18,754,000 | 18,579,000 | 18,354,000 |
| Allowance for loan losses | 235,000 | 236,000 | 235,000 | 240,000 |
| Securities available for sale | 253,000 | 501,000 | 501,000 | 249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,835,000 | 21,775,000 | 19,738,000 | 20,609,000 |
| Interest-bearing deposits | 18,966,000 | 18,732,000 | 16,824,000 | 16,126,000 |
| Noninterest-bearing deposits | 3,869,000 | 3,043,000 | 2,914,000 | 4,483,000 |
| Equity capital | 1,833,000 | 1,931,000 | 1,945,000 | 1,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 490,000 | 743,000 | 983,000 |
| Interest expense | 34,000 | 70,000 | 105,000 | 134,000 |
| Net interest income | 201,000 | 420,000 | 638,000 | 849,000 |
| Noninterest income | 21,000 | 42,000 | 67,000 | 94,000 |
| Noninterest expense | 124,000 | 236,000 | 354,000 | 492,000 |
| Provision for loan losses | 17,000 | 17,000 | 97,000 | 100,000 |
| Pretax income | 81,000 | 209,000 | 254,000 | 348,000 |
| Income tax | 5,000 | 4,000 | 6,000 | 8,000 |
| Net income | 76,000 | 205,000 | 248,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,833,000 | 1,932,000 | 1,945,000 | 1,932,000 |
| Total capital | 2,019,000 | 2,120,000 | 2,130,000 | 2,119,000 |
| Risk-weighted assets | 14,849,000 | 15,010,000 | 14,822,000 | 14,912,000 |