Call reports 2012
CHESTERFIELD STATE BANK — 2012
What CHESTERFIELD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,477,000 | 17,618,000 | 17,348,000 | 17,961,000 |
| Total loans | 9,401,000 | 9,818,000 | 11,040,000 | 12,397,000 |
| Allowance for loan losses | 146,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 2,000 | 2,000 | 516,000 | 515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,926,000 | 16,030,000 | 15,726,000 | 16,413,000 |
| Interest-bearing deposits | 13,488,000 | 12,764,000 | 12,894,000 | 12,725,000 |
| Noninterest-bearing deposits | 3,438,000 | 3,266,000 | 2,832,000 | 3,688,000 |
| Equity capital | 1,539,000 | 1,577,000 | 1,611,000 | 1,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 300,000 | 463,000 | 644,000 |
| Interest expense | 28,000 | 54,000 | 79,000 | 103,000 |
| Net interest income | 122,000 | 246,000 | 384,000 | 541,000 |
| Noninterest income | 17,000 | 35,000 | 50,000 | 67,000 |
| Noninterest expense | 99,000 | 183,000 | 275,000 | 382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 98,000 | 159,000 | 232,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 38,000 | 96,000 | 157,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,539,000 | 1,577,000 | 1,613,000 | 1,536,000 |
| Total capital | 1,665,000 | 1,699,000 | 1,748,000 | 1,676,000 |
| Risk-weighted assets | 10,027,000 | 9,776,000 | 10,775,000 | 11,810,000 |