Call reports 2011
CHESTERFIELD STATE BANK — 2011
What CHESTERFIELD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 17,543,000 | 18,143,000 | 18,308,000 | 18,066,000 |
| Total loans | 9,264,000 | 9,773,000 | 9,551,000 | 9,668,000 |
| Allowance for loan losses | 121,000 | 120,000 | 121,000 | 145,000 |
| Securities available for sale | 251,000 | 124,000 | 123,000 | 122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,991,000 | 16,563,000 | 16,696,000 | 16,551,000 |
| Interest-bearing deposits | 12,983,000 | 13,234,000 | 13,182,000 | 12,992,000 |
| Noninterest-bearing deposits | 3,008,000 | 3,329,000 | 3,514,000 | 3,559,000 |
| Equity capital | 1,537,000 | 1,566,000 | 1,598,000 | 1,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 317,000 | 478,000 | 637,000 |
| Interest expense | 42,000 | 77,000 | 109,000 | 139,000 |
| Net interest income | 116,000 | 240,000 | 369,000 | 498,000 |
| Noninterest income | 13,000 | 37,000 | 59,000 | 79,000 |
| Noninterest expense | 95,000 | 193,000 | 290,000 | 393,000 |
| Provision for loan losses | 0 | 0 | 0 | 46,000 |
| Pretax income | 34,000 | 84,000 | 138,000 | 138,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 33,000 | 83,000 | 136,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,534,000 | 1,564,000 | 1,597,000 | 1,501,000 |
| Total capital | 1,655,000 | 1,684,000 | 1,718,000 | 1,629,000 |
| Risk-weighted assets | 9,705,000 | 10,313,000 | 10,107,000 | 10,208,000 |