Call reports 2025
SECURITY STATE BANK — 2025
What SECURITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 138,861,000 | 136,817,000 | 140,022,000 | 139,235,000 |
| Total loans | 75,839,000 | 84,244,000 | 82,124,000 | 85,221,000 |
| Allowance for loan losses | 1,469,000 | 1,499,000 | 1,530,000 | 1,560,000 |
| Securities available for sale | 25,831,000 | 25,179,000 | 26,956,000 | 29,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,750,000 | 108,165,000 | 110,275,000 | 109,031,000 |
| Interest-bearing deposits | 77,272,000 | 81,757,000 | 85,058,000 | 84,399,000 |
| Noninterest-bearing deposits | 33,478,000 | 26,408,000 | 25,217,000 | 24,632,000 |
| Equity capital | 25,556,000 | 26,278,000 | 27,062,000 | 27,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,731,000 | 5,807,000 | 7,838,000 |
| Interest expense | 384,000 | 741,000 | 1,099,000 | 1,453,000 |
| Net interest income | 1,471,000 | 2,990,000 | 4,708,000 | 6,385,000 |
| Noninterest income | 179,000 | 356,000 | 527,000 | 704,000 |
| Noninterest expense | 852,000 | 1,654,000 | 2,831,000 | 3,968,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 880,000 | 1,744,000 | 2,426,000 | 3,113,000 |
| Income tax | 169,000 | 351,000 | 464,000 | 596,000 |
| Net income | 711,000 | 1,393,000 | 1,962,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,551,000 | 27,234,000 | 27,804,000 | 28,359,000 |
| Total capital | 27,650,000 | 28,424,000 | 28,947,000 | 29,543,000 |
| Risk-weighted assets | 87,493,000 | 94,877,000 | 91,050,000 | 94,340,000 |