Call reports 2019
SECURITY STATE BANK — 2019
What SECURITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 96,265,000 | 103,111,000 | 104,282,000 | 103,793,000 |
| Total loans | 69,001,000 | 76,258,000 | 75,431,000 | 74,229,000 |
| Allowance for loan losses | 882,000 | 904,000 | 933,000 | 963,000 |
| Securities available for sale | 21,006,000 | 20,569,000 | 19,539,000 | 19,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,881,000 | 78,337,000 | 80,597,000 | 81,177,000 |
| Interest-bearing deposits | 62,081,000 | 63,675,000 | 65,560,000 | 66,049,000 |
| Noninterest-bearing deposits | 13,800,000 | 14,662,000 | 15,037,000 | 15,128,000 |
| Equity capital | 18,406,000 | 18,842,000 | 19,185,000 | 19,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,224,000 | 3,430,000 | 4,710,000 |
| Interest expense | 135,000 | 285,000 | 469,000 | 661,000 |
| Net interest income | 927,000 | 1,939,000 | 2,961,000 | 4,049,000 |
| Noninterest income | 140,000 | 338,000 | 528,000 | 777,000 |
| Noninterest expense | 669,000 | 1,436,000 | 2,326,000 | 3,119,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 368,000 | 781,000 | 1,073,000 | 1,587,000 |
| Income tax | 59,000 | 161,000 | 196,000 | 301,000 |
| Net income | 309,000 | 620,000 | 877,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,563,000 | 18,873,000 | 19,131,000 | 19,539,000 |
| Total capital | 19,445,000 | 19,777,000 | 20,064,000 | 20,502,000 |
| Risk-weighted assets | 78,676,000 | 85,715,000 | 84,495,000 | 83,384,000 |