Call reports 2018
SECURITY STATE BANK — 2018
What SECURITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,531,000 | 94,809,000 | 96,475,000 | 95,320,000 |
| Total loans | 61,948,000 | 63,738,000 | 66,244,000 | 67,314,000 |
| Allowance for loan losses | 1,431,000 | 1,495,000 | 779,000 | 840,000 |
| Securities available for sale | 21,769,000 | 21,359,000 | 21,304,000 | 20,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,567,000 | 75,651,000 | 77,519,000 | 74,725,000 |
| Interest-bearing deposits | 61,129,000 | 60,592,000 | 62,411,000 | 60,437,000 |
| Noninterest-bearing deposits | 12,438,000 | 15,059,000 | 15,108,000 | 14,288,000 |
| Equity capital | 17,147,000 | 17,326,000 | 17,267,000 | 17,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,835,000 | 2,877,000 | 4,012,000 |
| Interest expense | 98,000 | 212,000 | 330,000 | 455,000 |
| Net interest income | 802,000 | 1,623,000 | 2,547,000 | 3,557,000 |
| Noninterest income | 204,000 | 399,000 | 569,000 | 758,000 |
| Noninterest expense | 605,000 | 1,306,000 | 2,350,000 | 2,797,000 |
| Provision for loan losses | 25,000 | 89,000 | 144,000 | 200,000 |
| Pretax income | 376,000 | 627,000 | 622,000 | 1,318,000 |
| Income tax | 69,000 | 116,000 | 77,000 | 279,000 |
| Net income | 307,000 | 511,000 | 545,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,512,000 | 17,714,000 | 17,762,000 | 18,255,000 |
| Total capital | 18,417,000 | 18,642,000 | 18,541,000 | 19,095,000 |
| Risk-weighted assets | 71,886,000 | 73,677,000 | 76,999,000 | 79,064,000 |