Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 83,530,000 | 84,301,000 | 85,558,000 | 85,584,000 |
| Total loans | 60,042,000 | 58,670,000 | 60,778,000 | 60,936,000 |
| Allowance for loan losses | 1,335,000 | 1,251,000 | 1,271,000 | 1,227,000 |
| Securities available for sale | 18,465,000 | 18,510,000 | 18,403,000 | 19,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,124,000 | 67,319,000 | 67,074,000 | 65,516,000 |
| Interest-bearing deposits | 54,938,000 | 53,598,000 | 54,425,000 | 53,846,000 |
| Noninterest-bearing deposits | 11,186,000 | 13,721,000 | 12,649,000 | 11,670,000 |
| Equity capital | 15,974,000 | 16,364,000 | 16,428,000 | 16,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,748,000 | 2,611,000 | 3,479,000 |
| Interest expense | 62,000 | 123,000 | 186,000 | 254,000 |
| Net interest income | 851,000 | 1,625,000 | 2,425,000 | 3,225,000 |
| Noninterest income | 162,000 | 430,000 | 639,000 | 835,000 |
| Noninterest expense | 594,000 | 1,227,000 | 1,982,000 | 2,865,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 419,000 | 828,000 | 982,000 | 1,165,000 |
| Income tax | 139,000 | 279,000 | 299,000 | 345,000 |
| Net income | 280,000 | 549,000 | 683,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,578,000 | 15,731,000 | 15,799,000 | 16,179,000 |
| Total capital | 16,447,000 | 16,594,000 | 16,674,000 | 17,096,000 |
| Risk-weighted assets | 66,785,000 | 65,591,000 | 67,789,000 | 68,793,000 |