Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 81,971,000 | 80,646,000 | 81,962,000 | 82,546,000 |
| Total loans | 56,524,000 | 56,121,000 | 57,581,000 | 58,663,000 |
| Allowance for loan losses | 1,817,000 | 1,315,000 | 1,267,000 | 1,351,000 |
| Securities available for sale | 16,017,000 | 16,321,000 | 17,326,000 | 16,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,050,000 | 64,829,000 | 66,285,000 | 66,742,000 |
| Interest-bearing deposits | 54,534,000 | 53,279,000 | 54,209,000 | 54,938,000 |
| Noninterest-bearing deposits | 11,516,000 | 11,550,000 | 12,076,000 | 11,804,000 |
| Equity capital | 15,181,000 | 15,104,000 | 15,417,000 | 15,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,689,000 | 2,544,000 | 3,348,000 |
| Interest expense | 68,000 | 137,000 | 203,000 | 265,000 |
| Net interest income | 793,000 | 1,552,000 | 2,341,000 | 3,083,000 |
| Noninterest income | 174,000 | 382,000 | 559,000 | 1,054,000 |
| Noninterest expense | 573,000 | 1,161,000 | 1,834,000 | 2,680,000 |
| Provision for loan losses | 0 | 315,000 | 315,000 | 315,000 |
| Pretax income | 394,000 | 458,000 | 748,000 | 1,139,000 |
| Income tax | 112,000 | 131,000 | 224,000 | 339,000 |
| Net income | 282,000 | 327,000 | 524,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,784,000 | 14,900,000 | 15,403,000 | 15,438,000 |
| Total capital | 15,649,000 | 15,759,000 | 16,304,000 | 16,293,000 |
| Risk-weighted assets | 63,846,000 | 63,782,000 | 67,227,000 | 65,687,000 |