Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 80,994,000 | 82,229,000 | 82,831,000 | 79,677,000 |
| Total loans | 55,405,000 | 56,620,000 | 55,342,000 | 56,704,000 |
| Allowance for loan losses | 2,083,000 | 2,110,000 | 1,825,000 | 1,781,000 |
| Securities available for sale | 17,771,000 | 17,912,000 | 16,989,000 | 15,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,900,000 | 64,479,000 | 66,784,000 | 64,224,000 |
| Interest-bearing deposits | 54,759,000 | 54,583,000 | 54,290,000 | 54,555,000 |
| Noninterest-bearing deposits | 10,141,000 | 9,896,000 | 12,494,000 | 9,669,000 |
| Equity capital | 14,000,000 | 14,477,000 | 14,654,000 | 14,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,714,000 | 2,461,000 | 3,349,000 |
| Interest expense | 62,000 | 124,000 | 195,000 | 265,000 |
| Net interest income | 789,000 | 1,590,000 | 2,266,000 | 3,084,000 |
| Noninterest income | 711,000 | 894,000 | 1,157,000 | 1,281,000 |
| Noninterest expense | 698,000 | 1,231,000 | 1,936,000 | 2,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 864,000 | 1,316,000 | 1,545,000 | 1,715,000 |
| Income tax | 294,000 | 433,000 | 524,000 | 369,000 |
| Net income | 570,000 | 883,000 | 1,021,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,861,000 | 14,202,000 | 14,322,000 | 14,737,000 |
| Total capital | 14,779,000 | 15,131,000 | 15,217,000 | 15,548,000 |
| Risk-weighted assets | 61,771,000 | 62,939,000 | 60,503,000 | 60,894,000 |