Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 81,404,000 | 82,686,000 | 79,700,000 | 81,137,000 |
| Total loans | 54,975,000 | 54,134,000 | 53,909,000 | 53,404,000 |
| Allowance for loan losses | 1,784,000 | 2,016,000 | 2,052,000 | 2,056,000 |
| Securities available for sale | 16,386,000 | 16,150,000 | 16,520,000 | 17,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,945,000 | 64,162,000 | 64,282,000 | 66,197,000 |
| Interest-bearing deposits | 53,213,000 | 54,282,000 | 54,922,000 | 56,104,000 |
| Noninterest-bearing deposits | 9,732,000 | 9,880,000 | 9,360,000 | 10,093,000 |
| Equity capital | 13,152,000 | 13,186,000 | 13,523,000 | 13,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,806,000 | 2,667,000 | 3,560,000 |
| Interest expense | 112,000 | 202,000 | 282,000 | 346,000 |
| Net interest income | 745,000 | 1,604,000 | 2,385,000 | 3,214,000 |
| Noninterest income | 243,000 | 509,000 | 819,000 | 990,000 |
| Noninterest expense | 578,000 | 1,205,000 | 1,989,000 | 2,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 410,000 | 908,000 | 1,215,000 | 1,456,000 |
| Income tax | 131,000 | 278,000 | 272,000 | 357,000 |
| Net income | 279,000 | 630,000 | 943,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,734,000 | 13,103,000 | 13,565,000 | 13,225,000 |
| Total capital | 13,566,000 | 14,004,000 | 14,443,000 | 14,109,000 |
| Risk-weighted assets | 62,953,000 | 62,832,000 | 61,399,000 | 60,379,000 |