Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,837,000 | 87,557,000 | 84,627,000 | 84,403,000 |
| Total loans | 60,163,000 | 61,557,000 | 58,614,000 | 56,307,000 |
| Allowance for loan losses | 2,362,000 | 1,883,000 | 1,917,000 | 1,731,000 |
| Securities available for sale | 12,375,000 | 13,199,000 | 14,327,000 | 14,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,447,000 | 67,273,000 | 66,368,000 | 66,260,000 |
| Interest-bearing deposits | 54,852,000 | 57,872,000 | 56,725,000 | 55,293,000 |
| Noninterest-bearing deposits | 7,595,000 | 9,401,000 | 9,643,000 | 10,967,000 |
| Equity capital | 12,486,000 | 12,646,000 | 13,026,000 | 12,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,966,000 | 2,971,000 | 3,949,000 |
| Interest expense | 170,000 | 339,000 | 479,000 | 588,000 |
| Net interest income | 797,000 | 1,627,000 | 2,492,000 | 3,361,000 |
| Noninterest income | 175,000 | 312,000 | 530,000 | 670,000 |
| Noninterest expense | 748,000 | 1,410,000 | 2,122,000 | 2,703,000 |
| Provision for loan losses | 0 | 46,000 | 46,000 | 46,000 |
| Pretax income | 224,000 | 483,000 | 849,000 | 1,243,000 |
| Income tax | 53,000 | 198,000 | 282,000 | 531,000 |
| Net income | 171,000 | 285,000 | 567,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,307,000 | 11,985,000 | 12,180,000 | 12,435,000 |
| Total capital | 13,193,000 | 12,882,000 | 13,037,000 | 13,253,000 |
| Risk-weighted assets | 69,434,000 | 70,379,000 | 67,485,000 | 64,293,000 |