Call reports 2011
SECURITY STATE BANK — 2011
What SECURITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,260,000 | 90,690,000 | 90,213,000 | 83,568,000 |
| Total loans | 64,884,000 | 62,709,000 | 60,928,000 | 60,374,000 |
| Allowance for loan losses | 2,578,000 | 2,616,000 | 2,301,000 | 2,363,000 |
| Securities available for sale | 14,982,000 | 14,345,000 | 14,819,000 | 13,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,056,000 | 68,392,000 | 70,045,000 | 63,648,000 |
| Interest-bearing deposits | 59,842,000 | 60,689,000 | 60,301,000 | 55,119,000 |
| Noninterest-bearing deposits | 7,214,000 | 7,703,000 | 9,743,000 | 8,529,000 |
| Equity capital | 11,713,000 | 11,967,000 | 11,968,000 | 12,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,380,000 | 3,429,000 | 4,475,000 |
| Interest expense | 255,000 | 485,000 | 697,000 | 886,000 |
| Net interest income | 1,060,000 | 1,895,000 | 2,732,000 | 3,589,000 |
| Noninterest income | 288,000 | 465,000 | 629,000 | 787,000 |
| Noninterest expense | 749,000 | 1,367,000 | 2,387,000 | 2,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 599,000 | 993,000 | 974,000 | 1,408,000 |
| Income tax | 117,000 | 403,000 | 404,000 | 547,000 |
| Net income | 482,000 | 590,000 | 570,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,752,000 | 11,878,000 | 11,860,000 | 12,131,000 |
| Total capital | 12,685,000 | 12,800,000 | 12,758,000 | 13,027,000 |
| Risk-weighted assets | 73,018,000 | 72,081,000 | 70,443,000 | 70,174,000 |