Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,677,000 | 98,443,000 | 95,089,000 | 92,152,000 |
| Total loans | 71,216,000 | 69,246,000 | 65,800,000 | 64,067,000 |
| Allowance for loan losses | 2,125,000 | 2,509,000 | 2,389,000 | 2,428,000 |
| Securities available for sale | 17,695,000 | 16,736,000 | 12,860,000 | 13,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,857,000 | 76,452,000 | 73,590,000 | 70,506,000 |
| Interest-bearing deposits | 76,996,000 | 67,089,000 | 64,508,000 | 62,071,000 |
| Noninterest-bearing deposits | 7,861,000 | 9,363,000 | 9,082,000 | 8,435,000 |
| Equity capital | 10,585,000 | 10,519,000 | 10,795,000 | 11,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,389,000 | 3,563,000 | 4,678,000 |
| Interest expense | 391,000 | 685,000 | 999,000 | 1,244,000 |
| Net interest income | 808,000 | 1,704,000 | 2,564,000 | 3,434,000 |
| Noninterest income | 115,000 | 17,000 | 222,000 | 461,000 |
| Noninterest expense | 558,000 | 1,181,000 | 1,900,000 | 2,526,000 |
| Provision for loan losses | 167,000 | 630,000 | 639,000 | 639,000 |
| Pretax income | 200,000 | -88,000 | 250,000 | 733,000 |
| Income tax | 79,000 | -35,000 | 67,000 | -176,000 |
| Net income | 121,000 | -53,000 | 183,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,505,000 | 10,313,000 | 10,555,000 | 11,238,000 |
| Total capital | 11,565,000 | 11,304,000 | 11,508,000 | 12,173,000 |
| Risk-weighted assets | 83,734,000 | 77,724,000 | 74,832,000 | 73,283,000 |