Call reports 2017
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2017
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 773,397,000 | 818,048,000 | 803,588,000 | 815,462,000 |
| Total loans | 645,592,000 | 654,266,000 | 653,279,000 | 632,427,000 |
| Allowance for loan losses | 8,278,000 | 8,202,000 | 8,222,000 | 7,614,000 |
| Securities available for sale | 1,060,000 | 981,000 | 876,000 | 718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,190,000 | 670,996,000 | 689,599,000 | 690,454,000 |
| Interest-bearing deposits | 386,789,000 | 413,787,000 | 422,253,000 | 420,960,000 |
| Noninterest-bearing deposits | 241,401,000 | 257,209,000 | 267,346,000 | 269,494,000 |
| Equity capital | 69,502,000 | 71,511,000 | 73,962,000 | 75,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,785,000 | 19,829,000 | 30,092,000 | 40,195,000 |
| Interest expense | 1,012,000 | 2,064,000 | 3,101,000 | 4,100,000 |
| Net interest income | 8,773,000 | 17,765,000 | 26,991,000 | 36,095,000 |
| Noninterest income | 607,000 | 1,644,000 | 3,644,000 | 4,921,000 |
| Noninterest expense | 6,814,000 | 13,800,000 | 21,313,000 | 27,763,000 |
| Provision for loan losses | 250,000 | 300,000 | 350,000 | 450,000 |
| Pretax income | 2,316,000 | 5,309,000 | 8,972,000 | 12,803,000 |
| Income tax | 795,000 | 1,820,000 | 3,065,000 | 5,548,000 |
| Net income | 1,521,000 | 3,489,000 | 5,907,000 | 7,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,511,000 | 71,514,000 | 73,965,000 | 75,267,000 |
| Total capital | 77,841,000 | 79,768,000 | 82,239,000 | 82,933,000 |
| Risk-weighted assets | 669,037,000 | 668,369,000 | 671,049,000 | 661,716,000 |