Call reports 2016
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2016
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 744,612,000 | 786,656,000 | 782,348,000 | 755,051,000 |
| Total loans | 635,097,000 | 659,493,000 | 641,964,000 | 638,605,000 |
| Allowance for loan losses | 6,736,000 | 7,439,000 | 6,265,000 | 7,982,000 |
| Securities available for sale | 2,440,000 | 1,969,000 | 1,611,000 | 1,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,785,000 | 609,437,000 | 624,436,000 | 610,382,000 |
| Interest-bearing deposits | 336,395,000 | 374,882,000 | 401,444,000 | 385,001,000 |
| Noninterest-bearing deposits | 231,390,000 | 234,555,000 | 222,992,000 | 225,381,000 |
| Equity capital | 66,320,000 | 67,749,000 | 68,233,000 | 67,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,362,000 | 19,083,000 | 28,876,000 | 38,684,000 |
| Interest expense | 774,000 | 1,695,000 | 2,717,000 | 3,750,000 |
| Net interest income | 8,588,000 | 17,388,000 | 26,159,000 | 34,934,000 |
| Noninterest income | 595,000 | 1,492,000 | 2,073,000 | 3,925,000 |
| Noninterest expense | 6,381,000 | 13,039,000 | 19,940,000 | 26,435,000 |
| Provision for loan losses | 1,100,000 | 1,925,000 | 3,625,000 | 8,195,000 |
| Pretax income | 1,751,000 | 3,965,000 | 4,716,000 | 4,278,000 |
| Income tax | 619,000 | 1,406,000 | 1,668,000 | 1,487,000 |
| Net income | 1,132,000 | 2,559,000 | 3,048,000 | 2,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,331,000 | 67,759,000 | 68,248,000 | 67,990,000 |
| Total capital | 73,119,000 | 75,250,000 | 74,565,000 | 76,024,000 |
| Risk-weighted assets | 678,025,000 | 697,453,000 | 670,040,000 | 659,716,000 |