Call reports 2015
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2015
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 663,987,000 | 668,638,000 | 721,540,000 | 716,165,000 |
| Total loans | 526,178,000 | 557,677,000 | 585,561,000 | 602,875,000 |
| Allowance for loan losses | 5,638,000 | 5,776,000 | 6,029,000 | 6,439,000 |
| Securities available for sale | 11,097,000 | 22,897,000 | 25,449,000 | 8,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,317,000 | 545,404,000 | 567,741,000 | 560,599,000 |
| Interest-bearing deposits | 357,859,000 | 344,592,000 | 348,577,000 | 337,375,000 |
| Noninterest-bearing deposits | 183,458,000 | 200,812,000 | 219,164,000 | 223,224,000 |
| Equity capital | 59,491,000 | 60,793,000 | 62,820,000 | 65,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,172,000 | 17,205,000 | 26,186,000 | 35,597,000 |
| Interest expense | 683,000 | 1,364,000 | 2,049,000 | 2,765,000 |
| Net interest income | 7,489,000 | 15,841,000 | 24,137,000 | 32,832,000 |
| Noninterest income | 607,000 | 1,249,000 | 2,436,000 | 3,402,000 |
| Noninterest expense | 5,974,000 | 12,490,000 | 18,719,000 | 24,539,000 |
| Provision for loan losses | 230,000 | 460,000 | 970,000 | 1,395,000 |
| Pretax income | 1,892,000 | 4,140,000 | 6,884,000 | 10,470,000 |
| Income tax | 665,000 | 1,458,000 | 2,402,000 | 3,555,000 |
| Net income | 1,227,000 | 2,682,000 | 4,482,000 | 6,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,495,000 | 60,956,000 | 62,762,000 | 65,198,000 |
| Total capital | 65,185,000 | 66,784,000 | 68,843,000 | 71,689,000 |
| Risk-weighted assets | 571,447,000 | 612,489,000 | 632,598,000 | 640,975,000 |