Call reports 2014
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2014
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 578,084,000 | 597,462,000 | 625,181,000 | 605,591,000 |
| Total loans | 462,200,000 | 474,000,000 | 481,823,000 | 506,154,000 |
| Allowance for loan losses | 5,100,000 | 5,136,000 | 5,210,000 | 5,409,000 |
| Securities available for sale | 0 | 0 | 0 | 9,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,920,000 | 505,030,000 | 536,916,000 | 516,679,000 |
| Interest-bearing deposits | 352,172,000 | 357,608,000 | 368,524,000 | 348,996,000 |
| Noninterest-bearing deposits | 133,748,000 | 147,422,000 | 168,392,000 | 167,683,000 |
| Equity capital | 53,887,000 | 55,082,000 | 56,635,000 | 58,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,698,000 | 15,392,000 | 23,448,000 | 31,997,000 |
| Interest expense | 740,000 | 1,511,000 | 2,276,000 | 2,992,000 |
| Net interest income | 6,958,000 | 13,881,000 | 21,172,000 | 29,005,000 |
| Noninterest income | 357,000 | 870,000 | 1,740,000 | 2,278,000 |
| Noninterest expense | 5,462,000 | 10,984,000 | 16,658,000 | 22,314,000 |
| Provision for loan losses | 330,000 | 430,000 | 530,000 | 730,000 |
| Pretax income | 1,523,000 | 3,337,000 | 5,724,000 | 8,239,000 |
| Income tax | 544,000 | 1,177,000 | 2,024,000 | 2,926,000 |
| Net income | 979,000 | 2,160,000 | 3,700,000 | 5,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,887,000 | 55,082,000 | 56,635,000 | 58,262,000 |
| Total capital | 59,039,000 | 60,270,000 | 61,897,000 | 63,723,000 |
| Risk-weighted assets | 484,823,000 | 488,477,000 | 503,712,000 | 538,838,000 |