Call reports 2013
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2013
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 462,916,000 | 481,516,000 | 525,657,000 | 538,714,000 |
| Total loans | 355,181,000 | 371,992,000 | 407,215,000 | 437,824,000 |
| Allowance for loan losses | 4,284,000 | 4,406,000 | 4,581,000 | 4,801,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,992,000 | 424,224,000 | 432,754,000 | 446,660,000 |
| Interest-bearing deposits | 300,677,000 | 307,183,000 | 314,675,000 | 322,463,000 |
| Noninterest-bearing deposits | 107,315,000 | 117,041,000 | 118,079,000 | 124,197,000 |
| Equity capital | 47,592,000 | 50,239,000 | 51,487,000 | 52,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,241,000 | 12,777,000 | 19,872,000 | 27,366,000 |
| Interest expense | 650,000 | 1,308,000 | 1,978,000 | 2,727,000 |
| Net interest income | 5,591,000 | 11,469,000 | 17,894,000 | 24,639,000 |
| Noninterest income | 295,000 | 642,000 | 1,034,000 | 1,661,000 |
| Noninterest expense | 4,371,000 | 9,022,000 | 13,746,000 | 18,578,000 |
| Provision for loan losses | 300,000 | 505,000 | 680,000 | 1,080,000 |
| Pretax income | 1,215,000 | 2,584,000 | 4,502,000 | 6,642,000 |
| Income tax | 438,000 | 930,000 | 1,609,000 | 2,358,000 |
| Net income | 777,000 | 1,654,000 | 2,893,000 | 4,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,592,000 | 50,239,000 | 51,487,000 | 52,894,000 |
| Total capital | 51,876,000 | 54,645,000 | 56,120,000 | 57,695,000 |
| Risk-weighted assets | 358,244,000 | 387,294,000 | 421,897,000 | 458,811,000 |