Call reports 2012
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2012
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 392,178,000 | 403,541,000 | 427,176,000 | 430,246,000 |
| Total loans | 297,177,000 | 320,937,000 | 323,306,000 | 340,231,000 |
| Allowance for loan losses | 3,366,000 | 3,567,000 | 3,746,000 | 4,051,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,197,000 | 360,890,000 | 383,960,000 | 381,800,000 |
| Interest-bearing deposits | 265,360,000 | 272,163,000 | 278,958,000 | 272,306,000 |
| Noninterest-bearing deposits | 84,837,000 | 88,727,000 | 105,002,000 | 109,494,000 |
| Equity capital | 33,503,000 | 34,186,000 | 34,954,000 | 41,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,612,000 | 11,437,000 | 17,205,000 | 23,772,000 |
| Interest expense | 760,000 | 1,506,000 | 2,219,000 | 2,904,000 |
| Net interest income | 4,852,000 | 9,931,000 | 14,986,000 | 20,868,000 |
| Noninterest income | 298,000 | 539,000 | 970,000 | 1,771,000 |
| Noninterest expense | 3,843,000 | 7,714,000 | 11,616,000 | 15,999,000 |
| Provision for loan losses | 258,000 | 488,000 | 953,000 | 1,778,000 |
| Pretax income | 1,049,000 | 2,268,000 | 3,387,000 | 4,861,000 |
| Income tax | 362,000 | 778,000 | 1,159,000 | 1,746,000 |
| Net income | 687,000 | 1,490,000 | 2,228,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,503,000 | 34,186,000 | 34,954,000 | 41,530,000 |
| Total capital | 36,869,000 | 37,805,000 | 38,700,000 | 45,581,000 |
| Risk-weighted assets | 284,065,000 | 319,483,000 | 321,778,000 | 342,360,000 |