Call reports 2011
ICON BANK OF TEXAS, NATIONAL ASSOCIATION — 2011
What ICON BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 311,287,000 | 317,977,000 | 342,253,000 | 372,304,000 |
| Total loans | 228,289,000 | 258,603,000 | 266,471,000 | 285,085,000 |
| Allowance for loan losses | 2,745,000 | 3,068,000 | 3,198,000 | 3,129,000 |
| Securities available for sale | 16,697,000 | 17,179,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,506,000 | 276,388,000 | 299,667,000 | 330,819,000 |
| Interest-bearing deposits | 193,870,000 | 203,220,000 | 228,590,000 | 247,684,000 |
| Noninterest-bearing deposits | 76,636,000 | 73,168,000 | 71,077,000 | 83,135,000 |
| Equity capital | 30,382,000 | 31,448,000 | 32,211,000 | 32,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,419,000 | 9,229,000 | 14,283,000 | 19,739,000 |
| Interest expense | 755,000 | 1,443,000 | 2,212,000 | 2,991,000 |
| Net interest income | 3,664,000 | 7,786,000 | 12,071,000 | 16,748,000 |
| Noninterest income | 397,000 | 597,000 | 852,000 | 1,106,000 |
| Noninterest expense | 3,220,000 | 6,479,000 | 9,805,000 | 13,269,000 |
| Provision for loan losses | 50,000 | 315,000 | 480,000 | 975,000 |
| Pretax income | 791,000 | 1,589,000 | 2,712,000 | 3,684,000 |
| Income tax | 270,000 | 542,000 | 929,000 | 1,271,000 |
| Net income | 521,000 | 1,047,000 | 1,783,000 | 2,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,857,000 | 31,428,000 | 32,211,000 | 32,886,000 |
| Total capital | 33,564,000 | 34,502,000 | 35,347,000 | 36,015,000 |
| Risk-weighted assets | 216,527,000 | 245,854,000 | 250,780,000 | 269,842,000 |