Call reports 2024
AMISTAD BANK — 2024
What AMISTAD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 45,415,000 | 47,245,000 | 45,695,000 | 47,689,000 |
| Total loans | 28,902,000 | 27,167,000 | 27,601,000 | 29,930,000 |
| Allowance for loan losses | 438,000 | 438,000 | 433,000 | 433,000 |
| Securities available for sale | 0 | 5,944,000 | 8,870,000 | 8,513,000 |
| Securities held to maturity | 4,016,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,751,000 | 37,733,000 | 35,759,000 | 37,725,000 |
| Interest-bearing deposits | 23,319,000 | 24,008,000 | 23,634,000 | 23,890,000 |
| Noninterest-bearing deposits | 15,432,000 | 13,725,000 | 12,125,000 | 13,835,000 |
| Equity capital | 6,494,000 | 8,997,000 | 9,279,000 | 9,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 547,000 | 1,317,000 | 2,102,000 |
| Interest expense | 96,000 | 81,000 | 192,000 | 308,000 |
| Net interest income | 580,000 | 466,000 | 1,125,000 | 1,794,000 |
| Noninterest income | 228,000 | 223,000 | 397,000 | 535,000 |
| Noninterest expense | 435,000 | 410,000 | 898,000 | 1,432,000 |
| Provision for loan losses | 0 | 438,000 | 433,000 | 433,000 |
| Pretax income | 373,000 | -159,000 | 186,000 | 459,000 |
| Income tax | 76,000 | -17,000 | 56,000 | 104,000 |
| Net income | 297,000 | -142,000 | 130,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,494,000 | 6,142,000 | 6,396,000 | 6,566,000 |