Call reports 2020
AMISTAD BANK — 2020
What AMISTAD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 34,034,000 | 41,740,000 | 39,565,000 | 38,396,000 |
| Total loans | 23,149,000 | 25,832,000 | 24,930,000 | 23,285,000 |
| Allowance for loan losses | 343,000 | 374,000 | 373,000 | 373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 3,826,000 | 3,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,022,000 | 37,030,000 | 34,710,000 | 33,464,000 |
| Interest-bearing deposits | 15,266,000 | 21,863,000 | 20,856,000 | 20,591,000 |
| Noninterest-bearing deposits | 13,755,000 | 15,168,000 | 13,853,000 | 12,874,000 |
| Equity capital | 4,724,000 | 4,376,000 | 4,505,000 | 4,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 857,000 | 1,244,000 | 1,622,000 |
| Interest expense | 21,000 | 51,000 | 82,000 | 108,000 |
| Net interest income | 358,000 | 806,000 | 1,162,000 | 1,514,000 |
| Noninterest income | 238,000 | 370,000 | 558,000 | 749,000 |
| Noninterest expense | 405,000 | 765,000 | 1,146,000 | 1,505,000 |
| Provision for loan losses | 27,000 | 54,000 | 54,000 | 54,000 |
| Pretax income | 164,000 | 357,000 | 520,000 | 704,000 |
| Income tax | 34,000 | 75,000 | 109,000 | 148,000 |
| Net income | 130,000 | 282,000 | 411,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,724,000 | 4,376,000 | 4,505,000 | 4,651,000 |