Call reports 2019
AMISTAD BANK — 2019
What AMISTAD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 28,817,000 | 28,899,000 | 28,818,000 | 31,114,000 |
| Total loans | 21,391,000 | 20,139,000 | 20,712,000 | 22,387,000 |
| Allowance for loan losses | 317,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,267,000 | 24,237,000 | 23,986,000 | 26,238,000 |
| Interest-bearing deposits | 14,706,000 | 14,055,000 | 13,936,000 | 14,504,000 |
| Noninterest-bearing deposits | 9,561,000 | 10,182,000 | 10,050,000 | 11,734,000 |
| Equity capital | 4,275,000 | 4,372,000 | 4,498,000 | 4,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 730,000 | 1,088,000 | 1,450,000 |
| Interest expense | 27,000 | 58,000 | 87,000 | 116,000 |
| Net interest income | 362,000 | 672,000 | 1,001,000 | 1,334,000 |
| Noninterest income | 144,000 | 322,000 | 532,000 | 720,000 |
| Noninterest expense | 361,000 | 726,000 | 1,107,000 | 1,505,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 140,000 | 263,000 | 421,000 | 544,000 |
| Income tax | 32,000 | 58,000 | 91,000 | 117,000 |
| Net income | 108,000 | 205,000 | 330,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,275,000 | 4,372,000 | 4,497,000 | 4,594,000 |
| Total capital | 4,573,000 | 4,652,000 | 4,769,000 | 4,910,000 |
| Risk-weighted assets | 23,736,000 | 22,289,000 | 21,593,000 | 25,639,000 |